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1. Informational Purpose Only

AI financial advice by 1Utility is for general informational and educational purposes only.

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Use of this tool does not create a financial advisor–client relationship.

3. Accuracy Disclaimer

Calculations are estimates based on inputs provided. Always consult a qualified professional.

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Last Updated: June 2026

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1Utility is a free collection of 40+ online calculators for finance, health, academics, and salary planning β€” no sign-up, calculations run locally in your browser.

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1Utility β€Ί Health β€Ί Body Fat Calculator

πŸ’ͺ Body Fat Calculator

The US Navy method estimates body fat percentage from a handful of tape measurements β€” no calipers or scans needed, and far more informative than BMI alone for anyone with significant muscle mass.

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cm
cm
cm
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CategoryMenWomen
Athlete6–13%14–20%
Fitness14–17%21–24%
Average18–24%25–31%
Obese>25%>32%

Measure waist at the navel and neck just below the larynx for the most consistent results β€” measurement technique matters more to accuracy here than the formula itself.

Frequently Asked Questions

How accurate is the tape-measure method vs DEXA scans?
It's typically within 3-4% of more precise methods like DEXA or hydrostatic weighing for most body types, making it a solid free estimate rather than a clinical-grade measurement.
Why does the women's formula need a hip measurement too?
Female fat distribution patterns differ enough from male patterns that the US Navy formula adds a hip measurement to its equation specifically for women, improving accuracy.
What's a healthy body fat range?
Roughly 14-24% for men and 21-31% for women is considered the 'average to fitness' healthy band, though athletes often sit lower and some healthy ranges extend slightly wider by age.
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