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Calculations are estimates based on inputs provided. Always consult a qualified professional.

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Last Updated: June 2026

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1Utility is a free collection of 40+ online calculators for finance, health, academics, and salary planning β€” no sign-up, calculations run locally in your browser.

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1Utility β€Ί Health β€Ί Heart Rate Zones

❀️ Heart Rate Zone Calculator

Train smarter by knowing your actual heart-rate zones β€” fat burn, aerobic, and threshold β€” instead of guessing intensity from how hard a workout feels.

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Yr
bpm
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Max heart rate here uses the classic 220-minus-age estimate, then zones are calculated using the Karvonen method, which factors in your resting heart rate too β€” giving a more personalized range than max-HR-only formulas.

Frequently Asked Questions

How accurate is 220 minus age for max heart rate?
It's a population average with meaningful individual variation (Β±10-15 bpm is common) β€” a supervised max-effort test gives a more precise number if you need it for serious training.
Why does resting heart rate matter for zone calculation?
The Karvonen method scales zones to your actual heart-rate reserve (max minus resting), which better reflects individual fitness than zones based purely on a percentage of max HR.
Which zone should I train in most?
Most endurance training guidance favors spending the bulk of training time in Zone 2 (aerobic/fat-burn range), with smaller amounts of higher-intensity work β€” but goals vary by sport and individual program.
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