Terms & Conditions โ€” AI Advice

1. Informational Purpose Only

AI financial advice by 1Utility is for general informational and educational purposes only. It does not constitute professional financial, investment, tax, or legal advice.

2. No Fiduciary Relationship

Use of this tool does not create a financial advisorโ€“client relationship between you and 1Utility.

3. Accuracy Disclaimer

Calculations and AI-generated insights are estimates based on inputs provided. 1Utility makes no representations regarding accuracy or suitability of results.

4. AI Limitations

AI advice is generated by a language model and may contain errors. Always consult a qualified professional before making financial decisions.

5. Data & Privacy

Inputs are sent to the AI model only to generate advice. No personal data is stored by 1Utility.

6. Feature Availability

AI Advice is currently disabled and will be available in a future release. By using this feature once enabled, you agree to these terms.

Privacy Policy

Last Updated: June 2026

1. Information We Collect

We do not collect or store any personal data. All calculations are performed locally in your browser.

2. Cookies and Analytics

We may use cookies for basic functionality and Google AdSense for advertisements. AdSense may collect data for personalized ads as per Google's privacy policy.

3. Third-Party Services

This site uses Google AdSense. For more details, please review Google's Privacy Policy.

4. Data Security

Since no personal information is collected or stored on our servers, your data remains private on your device.

5. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page.

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